When I setup my first internet business it took me four months to get my first payment processing account. The bank asked to see my business plan, visited my home office to check computer security and charged me an arm and a leg for the service. PayPal has revolutionised this market. Now 90% of entrepreneurs can get a PayPal payment processing account to take payments on their website in 48 hours. PayPal are not perfect, but we have a lot to thank them for. - Read more